Privacy Policy

Information that the Association may collect:

• Information we receive from you (or on your behalf) on applications, company-affiliated web sites or other forms, such as your name, address, telephone number, social security number, employer, and income;

 

• Information about your transaction with us, our affiliates, or others, such as your account number, account balance, transaction history, or parties to the transaction; and

 

• Information we receive from consumer-reporting agencies, public records, and data collection agencies, such as your obligations to others, credit worthiness, and credit history.

 

The non-public personal information we collect may be disclosed in order to deliver products and services to you, provide customer service or administer your account. It is not our policy to sell or rent nonpublic personal information to outside parties. However, non-public personal information may be disclosed to the following parties:

 

• Affiliated companies, such as the retail, manufacturing, finance, and insurance divisions of our parent company;

 

• Parties who assist in processing and servicing loan transactions, protect against fraud and maintain our software;

 

• Others, such as parties with whom we have agreements to market financial products; or

 

• Non-affiliated third parties as permitted by law, such as law enforcement, State insurance or other government officials.

 

Joint Marketing And Servicing:

 

We may disclose information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. The information we generally receive is included in the categories listed above.

 

To protect our customers’ non-public personal information:

 

We restrict access to team members or parties who need the information for legitimate business purposes, such as providing and maintaining services to you

We maintain physical, electronic, and procedural safeguards for all non-public personal information.

 

Information From Former Customers:

 

We treat information collected from former customers with the same security as current customers. As such, any non-public personal information collected will not be sold or rented to outside parties, but may be shared in accordance with this privacy policy.

 

Cookies

 

Like most sites, this site uses cookies for account management purposes. Cookies are data files stored on your computer that identify you as a unique user. Cookies enable us to track user trends, preferences and patterns to better understand our user base and to improve the quality of our service. Most browsers permit users to refuse cookies or to be notified before a cookie is accepted. You can visit our site without using cookies.

 

Links to Other Sites:

 

This website may contain links to other sites. Those sites may send their own cookies to users, collect data, or solicit personal information. We are not responsible or liable for the privacy practices or content of such sites since we do not control them.

 

Notice And Changes To This Privacy Policy:

 

We will provide notice of our privacy policy and any relevant changes on an annual basis.

 

Business Transfers:

 

In the event that ownership of the Association is transferred, such as acquisition by or merger with another company, personal user information will, in most instances, be part of the assets transferred.

 

State Law:

 

State law may provide you with greater or additional privacy protection. We will comply with state law regarding your information where applicable.

 

The examples provided in this privacy policy are illustrative and should not be considered an exhaustive list of uses or parties with whom information may be shared.

 

Should we disclose your non-public personal information with a non-affiliated third party in a manner inconsistent with this policy, we will provide you with a reasonable opportunity to opt-out of such disclosure as required by law.

 

Our intent is to maintain any data provided as confidential: however, information transmitted on the Internet cannot be guaranteed to remain confidential and the Association assumes no responsibility for maintaining such information as confidential.

 

The examples provided in this privacy policy are illustrative and should not be considered an exhaustive list of uses or parties with whom information may be shared.

 

Additionally, this policy will not apply to other financial service providers that are not affiliated with the companies listed below. Their privacy policy will govern how they collect, use, and disclose personal information you allow them to access.

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